Monday, November 18, 2013

Mistake in respect of documents


There are two mechanisms for dealing with mistakes in written contracts:

• Rectification

Where the written document fails to state the actual intentions of the parties, it may be altered under the equitable doctrine of rectification.  In Joscelyne v Nissen the plaintiff agreed to transfer his car hire business to his daughter, in return for her agreeing to pay certain household expenses, although this was not stated in a later written contract. The father was entitled to have the agreement rectified to include the terms agreed.

• Non est factum

Where a party signs a contract, they will usually be bound by its terms. It is assumed that the signatory has read, understood and agreed to the terms as stated, and the courts are generally reluctant to interfere in such circumstances.  Where, however, someone signs a document under a misapprehension as to its true nature, the law may permit them to claim non est factum, that is, that the document is not their deed. Originally, the mistake relied on had to relate to the type of document signed, but it is now recognised that the defence is open to those who have made a fundamental mistake as to the content of the document they have signed. However, the person signing the document must not have been careless with regard to its content. In Saunders v Anglia Building Society Mrs Gallie, a 78 year old widow, signed a document without reading it, as her glasses were broken. She had been told, by a person named Lee, that it was a deed of gift to her nephew, but it was in fact a deed of gift to Lee. Lee later mortgaged the property to the respondent building society. Mrs Gallie sought to repudiate the deed of gift on the basis of non est factum. Her action failed; she was careless in not waiting until her glasses were mended. Furthermore, the document was not fundamentally different from the one she had expected to sign. She thought that she signed a document transferring ownership and that was the effect of the document. The conditions laid down in Saundersfor non est factum to apply were confirmed in Avon Finance Co Ltd v Bridger This decision can be contrasted with a later successful reliance on the defence in Lloyds Bank plc v Waterhouse where the defendant, who was illiterate, intended to provide a guarantee in relation to his son’s purchase of a farm. In actual fact, the document he signed was a guarantee in relation to all of his son’s liabilities. In the Court of Appeal, it was decided that the father could rely on non est factum. He had not been careless – he had questioned the extent of his liability – and the document was fundamentally different from that which he had expected to sign.

MISREPRESENTATION

As was seen in Chapter 6, a statement which induces a person to enter into a contract, but which does not become a term of the contract, is a representation. A false statement of this kind is a misrepresentation and renders the contract voidable. The innocent party may rescind the contract or, in some circumstances, claim damages


Misrepresentation can be defined as ‘a false statement of fact, made by one partybefore or at the time of the contract, which induces the other party to enter into the contract’. The following points follow from this definition.

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